Our passion for our community and our interest in our clients are the keys to our success.
Title Insurance
What is Title Insurance?
The most accurate description of "title" is a bundle of rights associated with real property.
Title insurance is a guarantee that the property you are buying conforms to local recorded
documents and is free and clear of legal encumbrances.
A title search is the process of determining from the public record just what these rights
are and who owns them. A title search is a means of determining that the person who is
selling the property really has the right to sell it, and that the buyer is getting all
the rights to the property (title) that he or she is paying for.
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Coach Title Insurance Agency
Robert LaCosta, Managing Partner 24 Woodbine Avenue, Suite 20 Northport, NY 11786 631-427-2727 Office 631-427-0245 Fax rlacosta@coachtitle.com |
Purchased with a one-time fee at closing, title insurance protects owners in the event that
title to the property is found to be invalid. Title insurance will pay for defending against
any lawsuit attacking the title as insured, and will either clear up title problems or pay
the insured's losses. For a one-time premium, an owner's title insurance policy remains in
effect as long as the insured, or the insured's heirs, retain an interest in the property,
or have any obligations under a warranty in any conveyance of it.
Coach Title Agency bring to you a team of skilled experts who invest a tremendous amount of time
and energy to ensure a smooth and trouble free transaction.
